TSGTHE SCULPTORS GROUP

Bala Ethirajalu

Founder & Group CEO, The Sculptors Group
CEO, 360FinTech.AI
Micro AI PioneerBanking-Grade RigourOman & GCCAI Workshop LeaderExecutive Coach
Prepared for Nama Water · Executive Profile · 2026
Confidential · For Discussion Purposes Only
The Sculptors Group
01

Executive Profile

MICRO AI

Pioneer of Micro AI technology

Small, domain-tuned AI accelerators that are safe, reliable and modular, and go live in weeks, not quarters.

5 INDUSTRIES

AI delivered across five industries

Financial services, oil and gas, manufacturing, real estate and public services.

EXPLAINABLE AI

No black box, by design

Every AI decision comes with its reasons, built-in guardrails and a full audit trail.

OMAN & GCC

Live AI engagements across Oman's public and private sector

Working on the ground with government, energy, utilities, banking and telecom organisations.

AI WORKSHOPS

I personally lead TSG's AI workshops

From the 2-hour GOLD Discovery Workshop to Business & Tech Acceleration and Cybersecurity AI workshops.

20+

Years of business and technology leadership

A background spanning HSBC, Citibank, Credit Suisse, Deutsche Bank, Commerzbank and NatWest, bringing banking-grade rigour to AI.

02

Professional Highlights

Pioneer of Micro AI, taking enterprise AI from idea to production in weeks
68+

Micro AI products spearheaded

8D

Data safety, with 100% on-premises AI including on-prem LLMs

100%

Client-owned IP, with no vendor lock-in

34

Countries of business and technology leadership

AI Leadership

  • Pioneered Micro AI technology: small, domain-tuned AI accelerators that are safe, reliable and modular.
  • Spearheaded 68+ Micro AI products across financial services, oil and gas, manufacturing, real estate and public services.
  • Delivers AI under TSG's 8D Data Safety framework: 100% on-premises, including on-prem LLMs, so data never leaves the client's environment.
  • Explainable AI by design: every decision carries its reasons, built-in guardrails and a full audit trail.
  • Takes Micro AIs live in weeks, not quarters, layered onto existing systems with no rip-and-replace.
  • Leads GOLD Discovery Workshops, using the GOLD · PLATINUM · RHODIUM methodology to pick the AI use case with the lowest effort and highest business value.
  • Live AI engagements in Oman across government, energy, utilities, banking and telecom.
  • CEO of 360FinTech.AI, an AI-native operating platform for fintechs built on TSG's Micro AIs.

Track Record & Credentials

  • Founder & Group CEO of The Sculptors Group, with 20+ years of business and technology leadership across 34 countries.
  • Delivered inside HSBC, Deutsche Bank, Credit Suisse and Citibank: the banking-grade rigour behind every Micro AI.
  • Partner and Global Head of Delivery at Brickendon Consulting, after more than 11 years with the firm.
  • Led large-scale private and public sector transformations using a proprietary "People, Process, Technology" methodology.
  • Drove profitability for 11 consecutive quarters at a UK-based organisation.
  • Executive coach and advocate for ethical leadership in AI.
  • Winner of the TESTA Award for Best Financial Project; Professional Scrum Master; BE in Computer Science, Anna University, Chennai.
03

Workshops I Lead

Hands-on sessions that take leadership teams from AI ambition to a GOLD use case ready to build
Discovery · 2 hrs, extendable

GOLD Discovery Workshop

Your top pain points, ranked with our GOLD · PLATINUM · RHODIUM methodology
Enablement

Business & Tech Acceleration AI Workshops

Business and technology teams, working side by side
Security

Cybersecurity AI Workshops

Workshops, consulting & services

TSG AI Academy · Executive & Workforce AI Programmes

Ventures & Reach
The Sculptors Group (TSG)
360FinTech.AI
Oman & GCC
United Kingdom
Europe
Africa · India · Australia
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What Makes TSG AI Technology Different

CORE DIFFERENTIATOR
TSG Micro AI
Enterprise Grade · ISO/GDPR · HIPAA
RBAC · Cloud or On-Premises
YOUR MICRO AI APPLICATION LIVE Core data & APIsBusiness rulesAI modelWorkflowExplainabilityGuardrailsPortals & dashboards
Weekly roadshowsFortnightly UATContinuous productionisationPeriodic handover
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Build like a Lego | No big-bang | Rapid Customization

Modular & Iterative

Build, Tailor in blocks , test and integrate iteratively.
Weekly Stakeholder Roadshows, Fortnightly UAT, Continuous Productionisation | Periodic Handover

D1D2D3D4D5D6D7D8 YOUR ENVIRONMENT Your data LLM On-prem LLM 8D Public cloud 0 bytes leave your environment
On-prem deploymentOn-prem LLMs8D securityData never leaves
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8D Data Safety & 100% On-Prem

On-premises deployment · On-prem LLMs

Full on-premises deployment including on-prem LLMs, with 8-dimensional security so your data never leaves your environment.

Input GUARDRAILS ? Black box Every step visible DECISION EXPLAINED WHY Consumption drop Meter anomalies Zone flow balance AUDIT TRAIL Inputs logged Guardrails passed Reasons recorded OMAN PDPL READY
No black boxBuilt-in guardrailsFull audit trailDomain-tuned
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XAI Reliability | Domain-Tuned Accuracy

No black box — every decision explained | Built-in guardrails · Not generic AI

Every AI decision carries a full audit trail, designed for Oman PDPL, sector-regulator requirements and global standards, on models tuned for the utility and regulatory domain.

Billing & CIS Asset & SCADA Channels TSG Micro AI API TIME TO LIVE Micro AI layer Weeks Rip-and-replace Quarters
API-firstNo rip-and-replacePlug & playLive in weeks
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Implement in Weeks & Layer on Your Existing Stack

Low-friction · Plug & Play

Deploy Micro AI accelerators in weeks, not quarters — layered onto your billing, CIS, SCADA, CRM and channels with API-first integration and no rip-and-replace.

05

Where Micro AI Fits at Nama Water

Domain-tuned Micro AIs mapped to water and utility functions — proposed for discussion, deployed in weeks, layered on your stack
YOU OWN IT

Your Platform, Your IP

IP ownership transfers to your organisation — no vendor lock-in, no per-seat licence trap. Extend, modify and integrate freely. Each accelerator becomes a balance-sheet asset you control

✓ No lock-in ✓ Extend freely ✓ Owned asset
5 MICRO AIS

Revenue & Collections

  • TSG Collections Prioritisation AI
  • TSG Billing Anomaly & Revenue Assurance AI
  • TSG Meter Tampering & Fraud Detection AI
  • TSG Arrears Forecasting AI
  • TSG Tariff & Consumption Analytics AI
5 MICRO AIS

Network & Non-Revenue Water

  • TSG Leak Detection & Non-Revenue Water AI
  • TSG Network Anomaly & Burst Prediction AI
  • TSG Demand Forecasting AI
  • TSG Asset Health & Predictive Maintenance AI
  • TSG Field Service Dispatch AI
5 MICRO AIS

Customer Contact & e-Services

  • TSG Care Agent AI : WhatsApp & Voice, Arabic & English
  • TSG Chatbots & Virtual Assistant AI
  • TSG Complaint Triage AI
  • TSG Agent Assist AI
  • TSG Sentiment Analysis AI
5 MICRO AIS

Regulatory, Compliance & Controls

  • TSG 360Reg AI : Regulator & Licence Obligations
  • TSG Data Privacy & PDPL AI
  • TSG Ops Controls AI
  • TSG Dev Security Compliance AI
  • TSG Health, Safety & Environment Compliance AI
5 MICRO AIS

Procurement, Tenders & Contracts

  • TSG Tender AI
  • TSG AI Procurement, Vendor & 3rd-Party Risk
  • TSG Contract & SLA Intelligence AI
  • TSG Document Parser AI
  • TSG Fake Document Detector AI
4+ MICRO AIS

ESG & Sustainability

  • ESG Regulatory Reporting Automation AI
  • TSG GHG & Carbon Footprint AI
  • TSG Water & Energy Efficiency AI
  • ESG Assurance & Greenwashing Detection AI
  • And much more
3+ MICRO AIS

Finance & Back Office

  • TSG Financial Reporting & Reconciliation AI
  • TSG Business Insights AI
  • TSG TestSculpt AI
  • And much more
3 MICRO AIS

People & Capability

  • TSG AI Academy : Executive & Workforce Programmes
  • TSG 360 HR AI
  • TSG Knowledge Assistant AI
And much more Micro AI Accelerators
Micro AI-native · owned IP, no lock-in · explainable & auditable · deploy in weeks
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MICRO AI : THE NEXT STEP : GOLD Workshop & PoC

A short, low-commitment path from your pain points to a GOLD use case live in production.
1
Step 1

GOLD Discovery Workshop

2 hrs
extendable · multiple sessions if needed
  • Discuss your top pain points
  • Using our GOLD · PLATINUM · RHODIUM methodology, pick the top GOLD use case — lowest effort, highest business value
2
Step 2

Visual AI Modelling

5 days
end-to-end models, reviewed with you
  • Create end-to-end visual models for the GOLD use case
  • Review the models with you and obtain your approval
  • Discuss and obtain your test data for the PoC
3
Step 3

PoC & Testing

TBC
confirmed after examining your data
  • Build the fully functional PoC with your test data
  • You test the GOLD use case thoroughly
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Step 4

Business GO-LIVE

5–10 days
the GOLD use case, in production
  • Deploy the GOLD use case into your Production environment
  • You test the use case again in Production
  • Once you are happy, business starts using the GOLD Micro AI
PROVE VALUE BEFORE SCALE  ·  ONE GOLD USE CASE, END TO END  ·  ON-PREM & OWNED BY YOU  ·  THEN THE NEXT ONE